<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" ><channel><title>Matthew Sapaula&#039;s Money Smart Radio &#187; Mortgage Planning</title> <atom:link href="http://www.moneysmartradio.com/category/topics/mortgage-real-estate-planning/feed/" rel="self" type="application/rss+xml" /><link>http://www.moneysmartradio.com</link> <description>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business start to overwhelm you, tune in to listen to the latest tips, guest financial and business experts and discover answers to community questions.</description> <lastBuildDate>Wed, 25 Aug 2010 15:39:11 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.0.1</generator><itunes:summary>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business start to overwhelm you, tune in to listen to the latest tips, guest financial and business experts and discover answers to community questions.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:image href="http://www.moneysmartradio.com/images/iTunesMSRlogo-phone.jpg" /> <itunes:owner> <itunes:name>Money Smart Guy - Matthew Sapaula</itunes:name> <itunes:email>mgs@moneysmartradio.com</itunes:email> </itunes:owner> <managingEditor>mgs@moneysmartradio.com (Money Smart Guy - Matthew Sapaula)</managingEditor> <itunes:subtitle>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business star...</itunes:subtitle> <image><title>Matthew Sapaula&#039;s Money Smart Radio &#187; Mortgage Planning</title> <url>http://www.moneysmartradio.com/wp-content/plugins/powerpress/rss_default.jpg</url><link>http://www.moneysmartradio.com/category/topics/mortgage-real-estate-planning/</link> </image> <itunes:category text="Business"> <itunes:category text="Investing" /> </itunes:category> <item><title>Mortgage Payoff: Why Your Mortgage is Your Friend and How it Can Help You</title><link>http://www.moneysmartradio.com/2010/04/04/mortgage-payoff-why-your-mortgage-is-your-friend-and-how-it-can-help-you/</link> <comments>http://www.moneysmartradio.com/2010/04/04/mortgage-payoff-why-your-mortgage-is-your-friend-and-how-it-can-help-you/#comments</comments> <pubDate>Mon, 05 Apr 2010 05:07:05 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Real Estate Investing]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[15 year mortgage]]></category> <category><![CDATA[accelerate your mortgage payments]]></category> <category><![CDATA[add extra payments to your mortgage]]></category> <category><![CDATA[Federal Reserve Bank of Chicago]]></category> <category><![CDATA[financial talk radio show]]></category> <category><![CDATA[home equity management]]></category> <category><![CDATA[Money Smart Week]]></category> <category><![CDATA[mortgage help]]></category> <category><![CDATA[payoff your mortgage]]></category> <category><![CDATA[pitcher and goblet]]></category> <category><![CDATA[real estate equity management]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2327</guid> <description><![CDATA[In a time of change, it is critical to rethink why we believe what we believe.  Mortgages have always been a target of negative financial thoughts and something most traditional financial planners would suggest be paid of sooner than faster.  After all, you don't "want all the interest" to be going to the banks!  Right?  Well, one of the topics of great debate, "paying off my mortgage is a mistake" has revealed certain truths through this recession.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/04/04/mortgage-payoff-why-your-mortgage-is-your-friend-and-how-it-can-help-you/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>Financial Planning Busts and the Lack of Financial Literacy in America</title><link>http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/</link> <comments>http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/#comments</comments> <pubDate>Sun, 07 Mar 2010 21:49:26 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[building wealth]]></category> <category><![CDATA[Financial Literacy]]></category> <category><![CDATA[financial myth buster]]></category> <category><![CDATA[financial talk radio show]]></category> <category><![CDATA[home equity]]></category> <category><![CDATA[Joel Wymer]]></category> <category><![CDATA[Middle-class Financial Strategies]]></category> <category><![CDATA[MoneyXLive]]></category> <category><![CDATA[Sending Extra Mortgage Payments]]></category> <category><![CDATA[Vince Shorb]]></category> <category><![CDATA[wealth creation]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2130</guid> <description><![CDATA[Podcast of financial talk show Money Smart Radio discussing modern financial strategies, using your mortgage to build wealth and increasing your financial literacy in uncertain times.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/feed/</wfw:commentRss> <slash:comments>2</slash:comments> <enclosure url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/EP3-MSR-DemystifyingWealthBuildingWymerShorb.mp3" length="66283806" type="audio/mpeg" /> <itunes:keywords>building wealth,Financial Literacy,financial myth buster,financial talk radio show,home equity,Joel Wymer,Middle-class Financial Strategies,MoneyXLive,Sending Extra Mortgage Payments,Vince Shorb,wealth creation</itunes:keywords> <itunes:subtitle>Podcast of financial talk show Money Smart Radio discussing modern financial strategies, using your mortgage to build wealth and increasing your financial literacy in uncertain times.</itunes:subtitle> <itunes:summary>Podcast of financial talk show Money Smart Radio discussing modern financial strategies, using your mortgage to build wealth and increasing your financial literacy in uncertain times.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>46:00</itunes:duration> </item> <item><title>3 Things Popcorn Can Teach Us About Managing Our Mortgage</title><link>http://www.moneysmartradio.com/2010/03/05/3-things-popcorn-can-teach-us-about-managing-our-mortgage/</link> <comments>http://www.moneysmartradio.com/2010/03/05/3-things-popcorn-can-teach-us-about-managing-our-mortgage/#comments</comments> <pubDate>Fri, 05 Mar 2010 13:45:28 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Guest Posts]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Extra mortgage payments]]></category> <category><![CDATA[Home equity protection]]></category> <category><![CDATA[Mortgage protection]]></category> <category><![CDATA[Refinance]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2111</guid> <description><![CDATA[The Academy Awards are almost here.  There aren't many things that symbolize America more than popcorn and a movie. Just like becoming an over-night star and winning an Oscar, home ownership is the essence of the American Dream.  Yet, once we actually "make it" it isn't always what it's cracked up to be.   Like the movie star who seemingly has everything but still isn't happy, many homeowners view their mortgage as a burden they can't wait to get rid of. But is there something we're overlooking when it pertains to our mortgage?]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/03/05/3-things-popcorn-can-teach-us-about-managing-our-mortgage/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Illinois Earthquake: Wake Up Call to Four Key Areas of Your Financial Plan</title><link>http://www.moneysmartradio.com/2010/02/10/illinois-earthquake-wake-up-call-to-four-key-areas-of-your-financial-plan/</link> <comments>http://www.moneysmartradio.com/2010/02/10/illinois-earthquake-wake-up-call-to-four-key-areas-of-your-financial-plan/#comments</comments> <pubDate>Thu, 11 Feb 2010 02:32:26 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[disaster plan]]></category> <category><![CDATA[financial planning]]></category> <category><![CDATA[home equity]]></category> <category><![CDATA[homeowners insurance]]></category> <category><![CDATA[Illinois Earthquake]]></category> <category><![CDATA[life insurance]]></category> <category><![CDATA[money smart coach]]></category> <category><![CDATA[Refinance]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1998</guid> <description><![CDATA[At approximately 4am, a third earthquake has hit Illinois since 1999.  I recall the one in 2008, 3 weeks before I was to conduct a third earthquake hit in Illinois financial planning workshop during Money Smart Week sponsored by the Federal Reserve Bank of Chicago.  It changed the information I was going to deliver at this workshop.  In fact, I broke down in the middle of the presentation to re-enact how one of my close friends thought Jesus was coming.  And it is a good time to bring it up again.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/02/10/illinois-earthquake-wake-up-call-to-four-key-areas-of-your-financial-plan/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Matthew Sapaula appears on Chicago&#8217;s WLS 890 AM Real Estate on Radio Show</title><link>http://www.moneysmartradio.com/2010/02/06/matthew-sapaula-appears-on-chicagos-wls-890-am-real-estate-on-radio-show/</link> <comments>http://www.moneysmartradio.com/2010/02/06/matthew-sapaula-appears-on-chicagos-wls-890-am-real-estate-on-radio-show/#comments</comments> <pubDate>Sat, 06 Feb 2010 14:20:13 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Entreprenuership]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[News and Events]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[Chicago financial talk show]]></category> <category><![CDATA[Money Smart Guy Matthew Sapaula]]></category> <category><![CDATA[Mortgage and Financial Planning. Foreclosure]]></category> <category><![CDATA[Real Estate Investing]]></category> <category><![CDATA[Real Estate on Radio]]></category> <category><![CDATA[Real Estate Talk Show]]></category> <category><![CDATA[WLS 890 AM]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1949</guid> <description><![CDATA[After a couple Twitter messages, mentions by common clients and a power lunch with Ron Vergara and Sebastian Walas, co-hosts of Chicago's WLS 890AM Real Estate on Radio Show, it became apparent that the worlds of Chicago financial planning and real estate investing needed to combine.  While reviewing the show strategy and business alignment over oxtail potstickers, chicken adobo and a Thai omelet at Sunda downtown, Ron Vergara states in his own words, "Matthew Sapaula completes me!" ]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/02/06/matthew-sapaula-appears-on-chicagos-wls-890-am-real-estate-on-radio-show/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How Homeowner&#8217;s Can Rebuild their Financial Situation in 3 Steps</title><link>http://www.moneysmartradio.com/2010/01/26/how-homeowners-can-rebuild-their-financial-situation-in-3-steps/</link> <comments>http://www.moneysmartradio.com/2010/01/26/how-homeowners-can-rebuild-their-financial-situation-in-3-steps/#comments</comments> <pubDate>Tue, 26 Jan 2010 19:42:07 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[cash poor]]></category> <category><![CDATA[depreciation]]></category> <category><![CDATA[financial planning]]></category> <category><![CDATA[Homeowners]]></category> <category><![CDATA[House Rich]]></category> <category><![CDATA[loan officer]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[mortgage payoff]]></category> <category><![CDATA[personal responsibility]]></category> <category><![CDATA[real estate values]]></category> <category><![CDATA[rebuild home equity]]></category> <category><![CDATA[retirement planning]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1862</guid> <description><![CDATA[Over the past several years, we have been educating consumers on how to effectively manage one of the greatest assets they own...their home equity. During the real estate boom, it was hard to get anyone's attention. Nevertheless, the deceitfulness of wealth kept many people from hearing words of caution to protect this highly appreciated asset. It caused many to sit on the sidelines, admiring their home equity.  The financial and retirement plan that was at least in the mind of many Americans several years ago, is not working out the way they thought it would. Traditional financial education, or lack there of, has failed, forcing people to start all over again.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/01/26/how-homeowners-can-rebuild-their-financial-situation-in-3-steps/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Merry Christmas! Mortgage and Financial Idea to Talk Over Dinner</title><link>http://www.moneysmartradio.com/2009/12/24/merry-christmas-mortgage-and-financial-idea-to-talk-over-dinner/</link> <comments>http://www.moneysmartradio.com/2009/12/24/merry-christmas-mortgage-and-financial-idea-to-talk-over-dinner/#comments</comments> <pubDate>Thu, 24 Dec 2009 16:33:32 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[Foreclosure]]></category> <category><![CDATA[home equity]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[real estate market]]></category> <category><![CDATA[Refinance]]></category> <category><![CDATA[Retirement Savings]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1761</guid> <description><![CDATA[What a great time of the year it is...for some, almost time to unwrap those presents! Nothing but last minute shopping for me today, wrapping presents, listening to Christmas music, eating, drinking, spending time with the family.  I appreciate the kindness of FOX Good Day Chicago in allowing my children experience the world of television.  While on Christmas break, my three children were able to join me on a little "Daddy-at-Work".  I gave tips for a segment regarding our homes, real estate and overall wealth-building plan in answering, "Is it a Good Time to Refinance?"  or "Why Should I Refinance?"]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/12/24/merry-christmas-mortgage-and-financial-idea-to-talk-over-dinner/feed/</wfw:commentRss> <slash:comments>6</slash:comments> </item> <item><title>FICO Reveals Points Cost to Credit Scores</title><link>http://www.moneysmartradio.com/2009/12/16/fico-reveals-points-cost-to-credit-scores/</link> <comments>http://www.moneysmartradio.com/2009/12/16/fico-reveals-points-cost-to-credit-scores/#comments</comments> <pubDate>Thu, 17 Dec 2009 02:48:40 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Guest Posts]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[7 Steps to a 720 Credit Score]]></category> <category><![CDATA[Credit Score]]></category> <category><![CDATA[CreditCards.com]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[Phil Tirone]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1730</guid> <description><![CDATA[FICO reveals how many points a derogatory action will cost a person's credit score. ]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/12/16/fico-reveals-points-cost-to-credit-scores/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Pre-pay Your Mortgage Early &#8211; a Wise Thing to Do?</title><link>http://www.moneysmartradio.com/2009/11/06/pre-pay-your-mortgage-early-a-wise-thing-to-do/</link> <comments>http://www.moneysmartradio.com/2009/11/06/pre-pay-your-mortgage-early-a-wise-thing-to-do/#comments</comments> <pubDate>Sat, 07 Nov 2009 01:43:22 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Chicago]]></category> <category><![CDATA[financial talk radio show]]></category> <category><![CDATA[Gene Amromin]]></category> <category><![CDATA[home equity]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[money smart guy]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[pay mortgage early]]></category> <category><![CDATA[real estate]]></category> <category><![CDATA[the federal reserve]]></category> <category><![CDATA[what is recession]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1433</guid> <description><![CDATA[Traditional financial planning tells us to pay your mortgage early in order to be debt-free much faster.  However, the recession has us revisit the best method to maintain financial control, peace and choice.  Tune in for the latest podcast with Your Money Smart Guy, Matthew Sapaula of Chicago's Money Smart Radio.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/11/06/pre-pay-your-mortgage-early-a-wise-thing-to-do/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>4 Insights to Keep You Ahead of Financial Disaster</title><link>http://www.moneysmartradio.com/2009/07/20/4-insights-to-keep-you-ahead-of-financial-disaster/</link> <comments>http://www.moneysmartradio.com/2009/07/20/4-insights-to-keep-you-ahead-of-financial-disaster/#comments</comments> <pubDate>Tue, 21 Jul 2009 03:31:57 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[asset management funds]]></category> <category><![CDATA[chicago financial analyst]]></category> <category><![CDATA[chicago financial planner]]></category> <category><![CDATA[college trust funds]]></category> <category><![CDATA[company funding adviser]]></category> <category><![CDATA[education funds strategist]]></category> <category><![CDATA[funding higher education]]></category> <category><![CDATA[investment funding analyst]]></category> <category><![CDATA[money smart guy]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[venture capital funds]]></category> <category><![CDATA[venture funds analyst]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/2009/07/20/4-insights-to-keep-you-ahead-of-financial-disaster</guid> <description><![CDATA[With our country being affected by so many factors, how do we keep the integrity of our financial home intact?  It seems as if the financial system on which we have been led to believe has buckled and crumbled beneath us.  All the traditional forms of savings and earning a living have shown their weakness.  [...]]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/07/20/4-insights-to-keep-you-ahead-of-financial-disaster/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel> </rss>
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