<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" ><channel><title>Matthew Sapaula&#039;s Money Smart Radio &#187; Debt &amp; Credit Cards</title> <atom:link href="http://www.moneysmartradio.com/category/topics/debts-and-loans/feed/" rel="self" type="application/rss+xml" /><link>http://www.moneysmartradio.com</link> <description>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business start to overwhelm you, tune in to listen to the latest tips, guest financial and business experts and discover answers to community questions.</description> <lastBuildDate>Wed, 25 Aug 2010 15:39:11 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.0.1</generator><itunes:summary>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business start to overwhelm you, tune in to listen to the latest tips, guest financial and business experts and discover answers to community questions.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:image href="http://www.moneysmartradio.com/images/iTunesMSRlogo-phone.jpg" /> <itunes:owner> <itunes:name>Money Smart Guy - Matthew Sapaula</itunes:name> <itunes:email>mgs@moneysmartradio.com</itunes:email> </itunes:owner> <managingEditor>mgs@moneysmartradio.com (Money Smart Guy - Matthew Sapaula)</managingEditor> <itunes:subtitle>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business star...</itunes:subtitle> <image><title>Matthew Sapaula&#039;s Money Smart Radio &#187; Debt &amp; Credit Cards</title> <url>http://www.moneysmartradio.com/wp-content/plugins/powerpress/rss_default.jpg</url><link>http://www.moneysmartradio.com/category/topics/debts-and-loans/</link> </image> <itunes:category text="Business"> <itunes:category text="Investing" /> </itunes:category> <item><title>Matthew Sapaula Talks Personal Credit on Crain&#8217;s Chicago Business Blog</title><link>http://www.moneysmartradio.com/2010/05/12/matthew-sapaula-talks-personal-credit-on-crains-chicago-business-blog/</link> <comments>http://www.moneysmartradio.com/2010/05/12/matthew-sapaula-talks-personal-credit-on-crains-chicago-business-blog/#comments</comments> <pubDate>Wed, 12 May 2010 13:46:21 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Crain's Chicago Business]]></category> <category><![CDATA[credit report]]></category> <category><![CDATA[Credit Score]]></category> <category><![CDATA[free credit report]]></category> <category><![CDATA[SCORE TV]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2559</guid> <description><![CDATA[Are you wondering about your credit report and how often you should check it for accuracy? Well Matthew recently discussed this topic with SCORE Chicago and he offers some great, affordable tips for protecting your credit by monitoring it consistently.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/05/12/matthew-sapaula-talks-personal-credit-on-crains-chicago-business-blog/feed/</wfw:commentRss> <slash:comments>3</slash:comments> </item> <item><title>SCORE TV: Personal Credit and How it Impacts You &#8211; pt 1</title><link>http://www.moneysmartradio.com/2010/04/21/score-tv-personal-credit-and-how-it-impacts-you-pt-1/</link> <comments>http://www.moneysmartradio.com/2010/04/21/score-tv-personal-credit-and-how-it-impacts-you-pt-1/#comments</comments> <pubDate>Wed, 21 Apr 2010 17:41:27 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[checking your credit score]]></category> <category><![CDATA[City of Chicago Treasurer]]></category> <category><![CDATA[credit card usage]]></category> <category><![CDATA[free credit report]]></category> <category><![CDATA[importance of personal credit]]></category> <category><![CDATA[maintaining a good credit score]]></category> <category><![CDATA[Mark Goodman]]></category> <category><![CDATA[Money Smart Week]]></category> <category><![CDATA[personal credit]]></category> <category><![CDATA[SCORE TV]]></category> <category><![CDATA[Stephanie Neely]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2482</guid> <description><![CDATA[Mark Goodman, a SCORE mentor and part of the Small Business Administration, hosts SCORE TV in Chicago, IL.  In light of people losing their jobs, business downsizing, banks cutting lines of credit reluctant to extend any type of credit brings an attack on consumers personal credit.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/04/21/score-tv-personal-credit-and-how-it-impacts-you-pt-1/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How to Adjust Your Income Tax Return to Save More Towards Your Financial Goals During the Year</title><link>http://www.moneysmartradio.com/2010/04/16/how-to-adjust-your-income-tax-return-to-save-more-towards-your-financial-goals-during-the-year/</link> <comments>http://www.moneysmartradio.com/2010/04/16/how-to-adjust-your-income-tax-return-to-save-more-towards-your-financial-goals-during-the-year/#comments</comments> <pubDate>Sat, 17 Apr 2010 01:53:24 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Dennis Johnson]]></category> <category><![CDATA[getting a large tax refund]]></category> <category><![CDATA[Higher Take Home Pay]]></category> <category><![CDATA[IRS Tax Withholding Calculator]]></category> <category><![CDATA[Pay less Taxes]]></category> <category><![CDATA[Rich Dad Poor Dad]]></category> <category><![CDATA[Robert Kiyosaki]]></category> <category><![CDATA[W-4 form]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2456</guid> <description><![CDATA[I've had plenty of people contact me this week about getting "chunky" tax refunds.  Barring the fact that they may have taken advantage of the Home Buyer Tax Credit and/or qualify for Earned Income Credit, most people should recognize that getting a large federal income tax refund is not a great financial strategy.  In fact, it is the opposite and factor that keeps the rich, richer...the poor, poorer and the middle class, middle class.  Why?  The Urban Dictionary calls this financial phenomenon...]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/04/16/how-to-adjust-your-income-tax-return-to-save-more-towards-your-financial-goals-during-the-year/feed/</wfw:commentRss> <slash:comments>5</slash:comments> </item> <item><title>Matthew Sapaula on Garrard McClendon LIVE: What the New Credit Card Laws Mean to You</title><link>http://www.moneysmartradio.com/2010/02/22/matthew-sapaula-on-garrard-mcclendon-live-what-the-new-credit-card-laws-mean-to-you/</link> <comments>http://www.moneysmartradio.com/2010/02/22/matthew-sapaula-on-garrard-mcclendon-live-what-the-new-credit-card-laws-mean-to-you/#comments</comments> <pubDate>Tue, 23 Feb 2010 00:17:47 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[Debt Payoff Snowball Spreadsheet]]></category> <category><![CDATA[Garrard McClendon LIVE]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[New Credit Card Laws]]></category> <category><![CDATA[President Obama]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=2051</guid> <description><![CDATA[Tonight on the Garrard McClendon LIVE show, I will share what the new credit card laws mean to you on Chicago's CLTV broadcasting 6pm &#038; 9:30pm CST.  President Obama signed the Credit Card Act of 2009 into law May 22, 2009 where a majority of these laws take effect beginning February 22, 2010.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/02/22/matthew-sapaula-on-garrard-mcclendon-live-what-the-new-credit-card-laws-mean-to-you/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How to Cut Your Credit Card Debt in Half with Debt Settlement &#8211; is this all hype?</title><link>http://www.moneysmartradio.com/2010/02/02/how-to-cut-your-credit-card-debt-in-half-with-debt-settlement-is-this-all-hype/</link> <comments>http://www.moneysmartradio.com/2010/02/02/how-to-cut-your-credit-card-debt-in-half-with-debt-settlement-is-this-all-hype/#comments</comments> <pubDate>Tue, 02 Feb 2010 05:45:26 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Guest Posts]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Credit Card Debt]]></category> <category><![CDATA[Debt Consolidation]]></category> <category><![CDATA[Debt Relief]]></category> <category><![CDATA[Debt Settlement]]></category> <category><![CDATA[Debt-Go-To-Guy]]></category> <category><![CDATA[Get Out of Debt]]></category> <category><![CDATA[Jesse Niesen]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1915</guid> <description><![CDATA[Here are three simple things any consumer with an internet connection can do in two-minutes, or less, to avoid the majority of "bad companies" and find a good company "needle" in the debt settlement haystack.]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/02/02/how-to-cut-your-credit-card-debt-in-half-with-debt-settlement-is-this-all-hype/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>WGN&#8217;s Chicago Now Talk Radio Show: Money Smart Tips to Build Again in 2010</title><link>http://www.moneysmartradio.com/2010/01/02/wgns-chicago-now-talk-radio-show-money-smart-tips-to-build-again-in-2010/</link> <comments>http://www.moneysmartradio.com/2010/01/02/wgns-chicago-now-talk-radio-show-money-smart-tips-to-build-again-in-2010/#comments</comments> <pubDate>Sun, 03 Jan 2010 02:27:37 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[College Planning]]></category> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Entreprenuership]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[News and Events]]></category> <category><![CDATA[Personal Development]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[Chicago Now Radio]]></category> <category><![CDATA[college planning]]></category> <category><![CDATA[financial planning]]></category> <category><![CDATA[financial talk radio show]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[money smart guy]]></category> <category><![CDATA[Money Smart Tips 2010]]></category> <category><![CDATA[retirement planning]]></category> <category><![CDATA[WGN 720AM]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1774</guid> <description><![CDATA[Let's Build Again in 2010...so what better way than to share some Money Smart Tips during the Chicago Now Show on WGN Radio 720 AM, TODAY (1/2/2010) from 11:30-Noon! Here are some of the tough questions I will attempt to cover, regarding strategies in planning for retirement and finding money for our kid's college education. What does the President Bush's Economic Growth and Tax Relief Reconciliation Act of 2001 have to do with the way American's are planning for retirement today? Why is traditional ways of financial planning wasting time? What are the 3 most fearful trends affecting our financial security and what should we do about it...and more!What areIRAs and 401(k)s the next "ticking time" bomb?]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/01/02/wgns-chicago-now-talk-radio-show-money-smart-tips-to-build-again-in-2010/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>FICO Reveals Points Cost to Credit Scores</title><link>http://www.moneysmartradio.com/2009/12/16/fico-reveals-points-cost-to-credit-scores/</link> <comments>http://www.moneysmartradio.com/2009/12/16/fico-reveals-points-cost-to-credit-scores/#comments</comments> <pubDate>Thu, 17 Dec 2009 02:48:40 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Guest Posts]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[7 Steps to a 720 Credit Score]]></category> <category><![CDATA[Credit Score]]></category> <category><![CDATA[CreditCards.com]]></category> <category><![CDATA[FICO]]></category> <category><![CDATA[Phil Tirone]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1730</guid> <description><![CDATA[FICO reveals how many points a derogatory action will cost a person's credit score. ]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/12/16/fico-reveals-points-cost-to-credit-scores/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Financial Independence: How to Become a Millionaire by 30&#8230;or, 60?</title><link>http://www.moneysmartradio.com/2009/12/08/financial-independence-how-to-become-a-millionaire-by-30-or-60/</link> <comments>http://www.moneysmartradio.com/2009/12/08/financial-independence-how-to-become-a-millionaire-by-30-or-60/#comments</comments> <pubDate>Tue, 08 Dec 2009 21:30:16 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[financial independence]]></category> <category><![CDATA[Millionaire by 30]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=1709</guid> <description><![CDATA[It seems that the path to financial independence has taken a detour and set back many plans for several more years.  One has to ask themselves, can I still be a millionaire by 30, 40 or even 50?  Or even at all? How many people do you know who have aired their deep concern with losing money in their 401(k) retirement plans or equity value of their real estate properties? Is there a solution to all the financial and economic problems we are facing?  How is the "lost generation" supposed to graduate from college and follow the dreams from four to five years ago that was so enticing before entering college?]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/12/08/financial-independence-how-to-become-a-millionaire-by-30-or-60/feed/</wfw:commentRss> <slash:comments>5</slash:comments> </item> <item><title>Financial Lessons We Can Learn from the King of Pop &#8211; Michael Jackson</title><link>http://www.moneysmartradio.com/2009/07/28/financial-lessons-we-can-learn-from-the-king-of-pop-michael-jackson/</link> <comments>http://www.moneysmartradio.com/2009/07/28/financial-lessons-we-can-learn-from-the-king-of-pop-michael-jackson/#comments</comments> <pubDate>Wed, 29 Jul 2009 02:04:45 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[News and Events]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[asset management funds]]></category> <category><![CDATA[Chicago]]></category> <category><![CDATA[chicago financial analyst]]></category> <category><![CDATA[chicago financial planner]]></category> <category><![CDATA[college trust funds]]></category> <category><![CDATA[company funding adviser]]></category> <category><![CDATA[debt]]></category> <category><![CDATA[education funds strategist]]></category> <category><![CDATA[estate and will]]></category> <category><![CDATA[estate financial planning]]></category> <category><![CDATA[funding higher education]]></category> <category><![CDATA[investment funding analyst]]></category> <category><![CDATA[life insurance loans]]></category> <category><![CDATA[money smart guy]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[venture capital funds]]></category> <category><![CDATA[venture funds analyst]]></category> <category><![CDATA[WGN Morning News]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/2009/07/28/financial-lessons-we-can-learn-from-the-king-of-pop-michael-jackson</guid> <description><![CDATA[It is amazing how many celebrities, professional athletes and entertainers who generate multi-million dollars of revenue, some even in the billions, can attract some of the most brilliant people in the world yet still miss the mark on handling their personal finances.  Some examples lately are the likes of Donald Trump, Kevin Bacon, Brittney Spears, [...]]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/07/28/financial-lessons-we-can-learn-from-the-king-of-pop-michael-jackson/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Keeping Your American Dream From Turning Into a Nightmare</title><link>http://www.moneysmartradio.com/2009/04/23/keeping-your-american-dream-from-turning-into-a-nightmare-on-wall-street/</link> <comments>http://www.moneysmartradio.com/2009/04/23/keeping-your-american-dream-from-turning-into-a-nightmare-on-wall-street/#comments</comments> <pubDate>Thu, 23 Apr 2009 08:58:58 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Debt & Credit Cards]]></category> <category><![CDATA[Entreprenuership]]></category> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[Personal Development]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[asset management funds]]></category> <category><![CDATA[chicago financial analyst]]></category> <category><![CDATA[chicago financial planner]]></category> <category><![CDATA[college trust funds]]></category> <category><![CDATA[company funding adviser]]></category> <category><![CDATA[education funds strategist]]></category> <category><![CDATA[funding higher education]]></category> <category><![CDATA[investment funding analyst]]></category> <category><![CDATA[money smart guy]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[venture capital funds]]></category> <category><![CDATA[venture funds analyst]]></category><guid isPermaLink="false">http://www.moneysmartradio.com/?p=38</guid> <description><![CDATA[No doubt that the financial crisis our country is facing may be creating a little worry, fear and panic in our country. There are financial strategies that can weather this storm. At the same time, remember times like these, MILLIONAIRES are being born and raised. And millionaires are on the path to becoming BILLIONAIRES! Are [...]]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/04/23/keeping-your-american-dream-from-turning-into-a-nightmare-on-wall-street/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel> </rss>
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