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How to Cut Your Credit Card Debt in Half with Debt Settlement – is this all hype?

How to Cut Your Credit Card Debt in Half with Debt Settlement – is this all hype?

One of the biggest questions I get via email or comments on our Facebook page is how to get out of credit card debt the fastest.  In addition to all the Debt Snowball strategies we’ve mentioned on past shows (Waging a War On Debt!), many have been very intrigued in the area of debt settlement.  I mean, who wouldn’t like to take $50,000 of debt, get someone to negotiate for you and bring down the final bill to $25,000 or lower?  Sounds to good to be true?  Perhaps.  Just like anything, do your research.

I’m glad we can bring another friend of Money Smart Radio and fellow Facebook friend, Jesse D. Niesen aka. The Debt-Go-to-Guy, to write a guest post on this particular topic…which happens to be his area of expertise.  By the way…he is also a former jarhead, as in…a United States Marine! OOOORAAAAH!

If you like his article as I do, you outta give this guy some props and enter a comment below saying, “SEMPER FI!”  This means, “Always Faithful”, the Marine Corps motto.  I’m sure it would mean a lot to him!

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Skin in the Game: The Advent of a New Kind of Risk?

Skin in the Game: The Advent of a New Kind of Risk?

Here is another friend of Money Smart Radio, Paul Petillo, who had left quite an impression by commenting on our blog.  I had a chance to visit his site and was impressed, utterly speaking (no pun intended – look at his book titles) and how we is able to create a process to help people understand such complex financial strategies.

I hope you enjoy his guest post here.

Enter Paul Petillo…

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Act Now to Keep Wealth in the Family

Act Now to Keep Wealth in the Family

GUEST POST:

I’ve had the pleasure of meeting Ray Buckner at our financial and wealth-building workshops in the Chicago area.  He had some great ideas he wanted to share and I thought they were very relevant to being able to not only take care of yourselves, but looking towards the legacy of your future generation(s).

Enter Ray Buckner…

Interest rates, low asset values, and the legislative outlook in Congress make this the opportune time for estate planning.

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Personal Branding Tips To Attract Wealth

Personal Branding Tips To Attract Wealth

GUEST POST

Often times through social networking, you meet courageous, God-inspired people.  I had the pleasure of meeting Jaye during the broadcast of our Monday AM show “Making God First Mondays“.  She is ON FIRE  and quite the friend to us, by constantly spreading the word of our Chicago-based financial talk radio show from a faith-based perspective.  She too, is a fellow broadcaster and you can tune into her radio show by clicking here and the link at the bottom of this post.  I am so thankful for her contribution to our blog!

May God continue to bless you abundantly Jaye!!

Enter Jaymerican:

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Today’s Career Woman: A Moving Target for Bullies

Today’s Career Woman: A Moving Target for Bullies

GUEST POST

It was at the Power Move Summit 2008, that I had the honor of meeting Zondra Hughes for the very first time.  She was a panelist during a discussion about women, business and the rising minority community taking leadership positions.  I was impressed by her smarts, her drive and focus.  It is a pleasure to work with her at N’Digo, her talent as an editor, improves all those who are around her.  She has already gotten a few of her books published already at such a young age…watch out America!

I call her not only an extremely talented writer, incomparable editor but most of all…my friend.

Her new book, Living the Ebony Life: E-Mails from the Plantation, has just been recently released…great timing for a Christmas and Holiday present!

Also, be sure to check out her blog on Chicago Now, the city’s hottest blog community.  Perhaps she may include Money Smart Radio one day, as a show with “swagger”?  C’mon someBODY!!

Enter Zondra Hughes -

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FICO Reveals Points Cost to Credit Scores

FICO Reveals Points Cost to Credit Scores

GUEST POST:

I was spending a night at a hotel in Salt Lake City while traveling on business, that I bumped across Phil Tirone’s popular infomercial.   We are so honored to have Mr. Tirone, a highly accomplished mortgage professional and creator of the 7 Steps to a 720 Credit Score program, contribute to our blog.

We have had the pleasure of having Phil Tirone, whom I met  a few years ago through my financial mentor, Douglas Andrew.  Phil has spoken to our mastermind group of financial planners, insurance agents and small business owners with great feedback.  He will help you pull back the curtain on the credit game, so you can learn the rules and WIN!

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Twitter Friends: A Veteran’s Day Story

Twitter Friends: A Veteran’s Day Story

GUEST POST:

It is amazing the people you meet online, via Twitter or Facebook, who share the same passions and areas of interest as you.  During Veteran’s Day a couple weeks ago, I had met via social media, Wes Brown.  I was delighted to ,”tweet up”, alongside him to honor the United States Armed Forces and the veterans who have fought bravely for this country.  I asked him if there is something he can share with our listeners of Money Smart Radio and readers of our blog.

Enjoy…Matthew Sapaula

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    Barry Kaye founded the Wealth Creation and Preservation industry, which today is a professional focus of countless attorneys, financial advisors, and life insurance salespeople. Between them, those engaged in the ever-burgeoning field have helped to preserve and create over $15 billion in saved estate tax costs and optimized assets for their clients. Barry Kaye was also the catalyst for the development of the type of life insurance policy — the last-to-die, survivorship policy — which is the single most effective [...]

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    Douglas R. Andrew has extensive experience in business management, economics, accounting, gerontology (as it relates to the economics of aging), financial and estate planning, and advanced business and tax planning. He is currently the owner and president of Paramount Financial Services, Inc., a comprehensive personal and business financial planning firm with several divisions. Doug helps people find their missed fortune using his asset optimization, equity management, and wealth empowerment strategies. His first two books, Missed Fortune and Missed Fortune 101, [...]