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> <channel><title>Matthew Sapaula&#039;s Money Smart Radio &#187; Radio Show Library</title> <atom:link href="http://www.moneysmartradio.com/category/radio-show/feed/" rel="self" type="application/rss+xml" /><link>http://www.moneysmartradio.com</link> <description>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business start to overwhelm you, tune in to listen to the latest tips, guest financial and business experts and discover answers to community questions.</description> <lastBuildDate>Fri, 22 Oct 2010 06:24:38 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.3.1</generator><itunes:summary>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business start to overwhelm you, tune in to listen to the latest tips, guest financial and business experts and discover answers to community questions.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:image href="http://www.moneysmartradio.com/images/iTunesMSRlogo-phone.jpg" /> <itunes:owner> <itunes:name>Money Smart Guy - Matthew Sapaula</itunes:name> <itunes:email>mgs@moneysmartradio.com</itunes:email> </itunes:owner> <managingEditor>mgs@moneysmartradio.com (Money Smart Guy - Matthew Sapaula)</managingEditor> <itunes:subtitle>Chicago-based financial radio talk show host Matthew Sapaula crusades a message to help people transform the way people feel, think and manage their money!  When areas of financial planning, finding money for college and starting your own business star...</itunes:subtitle> <image><title>Matthew Sapaula&#039;s Money Smart Radio &#187; Radio Show Library</title> <url>http://www.moneysmartradio.com/wp-content/plugins/powerpress/rss_default.jpg</url><link>http://www.moneysmartradio.com/category/radio-show/</link> </image> <itunes:category text="Business"> <itunes:category text="Investing" /> </itunes:category> <xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" /> <item><title>Client of Matthew Sapaula Inc. Reveals the Truth About Mother&#8217;s Experience on Real Estate on Radio Show</title><link>http://www.moneysmartradio.com/2010/10/02/client-of-matthew-sapaula-inc-reveals-the-truth-about-mothers-experience-on-real-estate-on-radio-show/</link> <comments>http://www.moneysmartradio.com/2010/10/02/client-of-matthew-sapaula-inc-reveals-the-truth-about-mothers-experience-on-real-estate-on-radio-show/#comments</comments> <pubDate>Sat, 02 Oct 2010 12:03:41 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Real Estate Investing]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Client Experience]]></category> <category><![CDATA[Douglas Andrew]]></category> <category><![CDATA[Great Recession]]></category> <category><![CDATA[Last Chance Millionaire]]></category> <category><![CDATA[Non-traditional financial strategies]]></category> <category><![CDATA[Ted Vanduyne]]></category> <category><![CDATA[Working with Older Parents]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=2820</guid> <description><![CDATA[<p>Although I do not take any personal clients any longer, (listeners are referred to our Money Smart Network of Preferred Financial Professionals) I still conduct annual reviews with existing clients.  It's my responsibility.  I recently sat down with a client, who is a widow, and her son to review what our Money Smart Success Formula has produced over the past four years.</p><p><a
href="http://www.moneysmartradio.com/2010/10/02/client-of-matthew-sapaula-inc-reveals-the-truth-about-mothers-experience-on-real-estate-on-radio-show/">Client of Matthew Sapaula Inc. Reveals the Truth About Mother&#8217;s Experience on Real Estate on Radio Show</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/10/02/client-of-matthew-sapaula-inc-reveals-the-truth-about-mothers-experience-on-real-estate-on-radio-show/feed/</wfw:commentRss> <slash:comments>0</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/EP21-Ted_Vanduyne_Experience.mp3" length="13445393" type="audio/mpeg" /> <itunes:keywords>Client Experience,Douglas Andrew,Great Recession,Last Chance Millionaire,Non-traditional financial strategies,Ted Vanduyne,Working with Older Parents</itunes:keywords> <itunes:subtitle>Although I do not take any personal clients any longer, (listeners are referred to our Money Smart Network of Preferred Financial Professionals) I still conduct annual reviews with existing clients.  It&#039;s my responsibility.</itunes:subtitle> <itunes:summary>Although I do not take any personal clients any longer, (listeners are referred to our Money Smart Network of Preferred Financial Professionals) I still conduct annual reviews with existing clients.  It&#039;s my responsibility.  I recently sat down with a client, who is a widow, and her son to review what our Money Smart Success Formula has produced over the past four years.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>13:58</itunes:duration> </item> <item><title>What People Get From Our Financial Talk Radio Show &#8211; a Listener Tells All</title><link>http://www.moneysmartradio.com/2010/08/25/what-people-get-from-our-financial-talk-radio-show-a-listener-tells-all/</link> <comments>http://www.moneysmartradio.com/2010/08/25/what-people-get-from-our-financial-talk-radio-show-a-listener-tells-all/#comments</comments> <pubDate>Wed, 25 Aug 2010 15:39:07 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Real Estate Investing]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Accountant]]></category> <category><![CDATA[Allstate]]></category> <category><![CDATA[Bill and Jackie]]></category> <category><![CDATA[Facebook]]></category> <category><![CDATA[financial talk radio show]]></category> <category><![CDATA[Henry Morales]]></category> <category><![CDATA[Mastermind Group]]></category> <category><![CDATA[Real Estate Investors]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=2775</guid> <description><![CDATA[<p>After two years doing a financial talk radio show in Chicago, people have frequently asked, "Are people really getting ahead?" A listener calls in LIVE and shares his experience after his accountant told him to listen.</p><p><a
href="http://www.moneysmartradio.com/2010/08/25/what-people-get-from-our-financial-talk-radio-show-a-listener-tells-all/">What People Get From Our Financial Talk Radio Show &#8211; a Listener Tells All</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/08/25/what-people-get-from-our-financial-talk-radio-show-a-listener-tells-all/feed/</wfw:commentRss> <slash:comments>1</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/EP20-ListenerSharesExperienceWithHenryMorales.mp3" length="16485650" type="audio/mpeg" /> <itunes:keywords>Accountant,Allstate,Bill and Jackie,Facebook,financial talk radio show,Henry Morales,Mastermind Group,Real Estate Investors</itunes:keywords> <itunes:subtitle>After two years doing a financial talk radio show in Chicago, people have frequently asked, &quot;Are people really getting ahead?&quot; A listener calls in LIVE and shares his experience after his accountant told him to listen.</itunes:subtitle> <itunes:summary>After two years doing a financial talk radio show in Chicago, people have frequently asked, &quot;Are people really getting ahead?&quot; A listener calls in LIVE and shares his experience after his accountant told him to listen.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>17:08</itunes:duration> </item> <item><title>How to Build a Tax-Free Retirement with a Roth IRA Conversion</title><link>http://www.moneysmartradio.com/2010/03/29/how-to-build-a-tax-free-retirement-with-a-roth-ira-conversion/</link> <comments>http://www.moneysmartradio.com/2010/03/29/how-to-build-a-tax-free-retirement-with-a-roth-ira-conversion/#comments</comments> <pubDate>Mon, 29 Mar 2010 15:18:20 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Video]]></category> <category><![CDATA[certified financial planner]]></category> <category><![CDATA[Higher Income Taxes]]></category> <category><![CDATA[Jeff Rose]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[Million Dollar Retirement Nest Egg]]></category> <category><![CDATA[Never Running Out of Money]]></category> <category><![CDATA[Retirement Income]]></category> <category><![CDATA[Roth IRA]]></category> <category><![CDATA[Roth IRA Conversion 2010]]></category> <category><![CDATA[Tax-Free Retirement]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=2223</guid> <description><![CDATA[<p>The year 2010 marks a decisive year in which IRA owners may take advantage of a tax-planning opportunity yet unseen.  Every time a "change in the tax code" occurs, I ask myself, "What is the IRS and our government trying to get us to do?  What is their incentive to give US an incentive?"  Well, for one, our government both federal and state have major cash flow issues.  Instead of waiting until you are 59 1/2 years old to collect income taxes from your IRA or 401(k) retirement plan as you withdraw cash for retirement income...they'd like your money now within the next couple years.  A Roth IRA conversion may just be what the doctor ordered so you can take your tax-deferred retirement savings and pay taxes NOW, so you won't have to later.</p><p><a
href="http://www.moneysmartradio.com/2010/03/29/how-to-build-a-tax-free-retirement-with-a-roth-ira-conversion/">How to Build a Tax-Free Retirement with a Roth IRA Conversion</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/03/29/how-to-build-a-tax-free-retirement-with-a-roth-ira-conversion/feed/</wfw:commentRss> <slash:comments>2</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/EP4MSR-How_to_Build_a_Tax-Free_Retirement_with_Roth_IRAs.mp3" length="18315507" type="audio/mpeg" /> <itunes:keywords>certified financial planner,Higher Income Taxes,Jeff Rose,Matthew Sapaula,Million Dollar Retirement Nest Egg,Never Running Out of Money,Retirement Income,Roth IRA,Roth IRA Conversion 2010,Tax-Free Retirement</itunes:keywords> <itunes:subtitle>The year 2010 marks a decisive year in which IRA owners may take advantage of a tax-planning opportunity yet unseen.  Every time a &quot;change in the tax code&quot; occurs, I ask myself, &quot;What is the IRS and our government trying to get us to do?</itunes:subtitle> <itunes:summary>The year 2010 marks a decisive year in which IRA owners may take advantage of a tax-planning opportunity yet unseen.  Every time a &quot;change in the tax code&quot; occurs, I ask myself, &quot;What is the IRS and our government trying to get us to do?  What is their incentive to give US an incentive?&quot;  Well, for one, our government both federal and state have major cash flow issues.  Instead of waiting until you are 59 1/2 years old to collect income taxes from your IRA or 401(k) retirement plan as you withdraw cash for retirement income...they&#039;d like your money now within the next couple years.  A Roth IRA conversion may just be what the doctor ordered so you can take your tax-deferred retirement savings and pay taxes NOW, so you won&#039;t have to later.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>12:42</itunes:duration> </item> <item><title>Want to Start Investing in Real Estate But Don&#8217;t Think You Have the Cash or Credit?</title><link>http://www.moneysmartradio.com/2010/03/24/want-to-start-investing-in-real-estate-but-dont-think-you-have-the-cash-or-credit/</link> <comments>http://www.moneysmartradio.com/2010/03/24/want-to-start-investing-in-real-estate-but-dont-think-you-have-the-cash-or-credit/#comments</comments> <pubDate>Wed, 24 Mar 2010 20:30:28 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Entreprenuership]]></category> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Real Estate Investing]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[401(k)in-service distrubitions]]></category> <category><![CDATA[401k rollover]]></category> <category><![CDATA[Cash for Real Estate Investing]]></category> <category><![CDATA[Real Estate on Radio]]></category> <category><![CDATA[Self-directed IRAs]]></category> <category><![CDATA[WLS 890 AM]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=2191</guid> <description><![CDATA[<p>Most people I have spoke to last week are from emails, Facebook comments  and Twitter replies that commonly say, "I hear you! I'd like to look into investing in real estate and would like to start...but I don't have the credit score OR the cash!"  I understand you, so here is a question I pose right back.  What if I told you that you may have unused, sometimes-forgotten-and-overlooked set of assets that can be repositioned to help you get in the real estate game?</p><p><a
href="http://www.moneysmartradio.com/2010/03/24/want-to-start-investing-in-real-estate-but-dont-think-you-have-the-cash-or-credit/">Want to Start Investing in Real Estate But Don&#8217;t Think You Have the Cash or Credit?</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/03/24/want-to-start-investing-in-real-estate-but-dont-think-you-have-the-cash-or-credit/feed/</wfw:commentRss> <slash:comments>1</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/REOR-How_to_Recover_Losses_in_IRA_with_Real_Estate.mp3" length="13467892" type="audio/mpeg" /> <itunes:keywords>401(k)in-service distrubitions,401k rollover,Cash for Real Estate Investing,Real Estate on Radio,Self-directed IRAs,WLS 890 AM</itunes:keywords> <itunes:subtitle>Most people I have spoke to last week are from emails, Facebook comments  and Twitter replies that commonly say, &quot;I hear you! I&#039;d like to look into investing in real estate and would like to start...but I don&#039;t have the credit score OR the cash!</itunes:subtitle> <itunes:summary>Most people I have spoke to last week are from emails, Facebook comments  and Twitter replies that commonly say, &quot;I hear you! I&#039;d like to look into investing in real estate and would like to start...but I don&#039;t have the credit score OR the cash!&quot;  I understand you, so here is a question I pose right back.  What if I told you that you may have unused, sometimes-forgotten-and-overlooked set of assets that can be repositioned to help you get in the real estate game?</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>13:07</itunes:duration> </item> <item><title>Financial Planning Busts and the Lack of Financial Literacy in America</title><link>http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/</link> <comments>http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/#comments</comments> <pubDate>Sun, 07 Mar 2010 21:49:26 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Mortgage Planning]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[building wealth]]></category> <category><![CDATA[Financial Literacy]]></category> <category><![CDATA[financial myth buster]]></category> <category><![CDATA[financial talk radio show]]></category> <category><![CDATA[home equity]]></category> <category><![CDATA[Joel Wymer]]></category> <category><![CDATA[Middle-class Financial Strategies]]></category> <category><![CDATA[MoneyXLive]]></category> <category><![CDATA[Sending Extra Mortgage Payments]]></category> <category><![CDATA[Vince Shorb]]></category> <category><![CDATA[wealth creation]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=2130</guid> <description><![CDATA[<p>Podcast of financial talk show Money Smart Radio discussing modern financial strategies, using your mortgage to build wealth and increasing your financial literacy in uncertain times.</p><p><a
href="http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/">Financial Planning Busts and the Lack of Financial Literacy in America</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/03/07/financial-planning-busts-and-the-lack-of-financial-literacy-in-america/feed/</wfw:commentRss> <slash:comments>2</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/EP3-MSR-DemystifyingWealthBuildingWymerShorb.mp3" length="66283806" type="audio/mpeg" /> <itunes:keywords>building wealth,Financial Literacy,financial myth buster,financial talk radio show,home equity,Joel Wymer,Middle-class Financial Strategies,MoneyXLive,Sending Extra Mortgage Payments,Vince Shorb,wealth creation</itunes:keywords> <itunes:subtitle>Podcast of financial talk show Money Smart Radio discussing modern financial strategies, using your mortgage to build wealth and increasing your financial literacy in uncertain times.</itunes:subtitle> <itunes:summary>Podcast of financial talk show Money Smart Radio discussing modern financial strategies, using your mortgage to build wealth and increasing your financial literacy in uncertain times.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>46:00</itunes:duration> </item> <item><title>Chris Searcy: How an Indie Artist Turned His Passion into Profit</title><link>http://www.moneysmartradio.com/2010/02/07/chris-searcy-how-an-indie-artist-turned-his-passion-into-profit/</link> <comments>http://www.moneysmartradio.com/2010/02/07/chris-searcy-how-an-indie-artist-turned-his-passion-into-profit/#comments</comments> <pubDate>Sun, 07 Feb 2010 14:40:29 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Entreprenuership]]></category> <category><![CDATA[Faith-based Leadership]]></category> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Personal Development]]></category> <category><![CDATA[Addicted]]></category> <category><![CDATA[Chris Searcy]]></category> <category><![CDATA[Entreprenuer mindset]]></category> <category><![CDATA[Indie artist]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[Passion into Profit]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=1961</guid> <description><![CDATA[<p>Once a week, we profile an entrepreneur that has taken the courage to go way past their comfort zone to achieve the dream that God has placed solely in their heart.  This week's featured entrepreneur is, Chris Searcy, an indie (independent) artist who produced his own hit song, Addicted.  By continuing to follow his passion, in the midst of a recession and amongst naysayers or "haters", his song Addicted has climbed up the charts to #14 on the Gospel Music Channel's top 20 songs.  His story and example is truly one that exemplifies an individual that has found their passion and found a way to turn it into profit.</p><p><a
href="http://www.moneysmartradio.com/2010/02/07/chris-searcy-how-an-indie-artist-turned-his-passion-into-profit/">Chris Searcy: How an Indie Artist Turned His Passion into Profit</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/02/07/chris-searcy-how-an-indie-artist-turned-his-passion-into-profit/feed/</wfw:commentRss> <slash:comments>3</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/MSR-ChrisSearcyAddicted.mp3" length="20699695" type="audio/mpeg" /> <itunes:keywords>Addicted,Chris Searcy,Entreprenuer mindset,Indie artist,Matthew Sapaula,money smart radio,Passion into Profit</itunes:keywords> <itunes:subtitle>Once a week, we profile an entrepreneur that has taken the courage to go way past their comfort zone to achieve the dream that God has placed solely in their heart.  This week&#039;s featured entrepreneur is, Chris Searcy,</itunes:subtitle> <itunes:summary>Once a week, we profile an entrepreneur that has taken the courage to go way past their comfort zone to achieve the dream that God has placed solely in their heart.  This week&#039;s featured entrepreneur is, Chris Searcy, an indie (independent) artist who produced his own hit song, Addicted.  By continuing to follow his passion, in the midst of a recession and amongst naysayers or &quot;haters&quot;, his song Addicted has climbed up the charts to #14 on the Gospel Music Channel&#039;s top 20 songs.  His story and example is truly one that exemplifies an individual that has found their passion and found a way to turn it into profit.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> <itunes:duration>14:21</itunes:duration> </item> <item><title>PODCAST: Why Getting a Large Tax Refund Puts the Joke on You</title><link>http://www.moneysmartradio.com/2010/02/04/podcast-why-getting-a-large-tax-refund-puts-the-joke-on-you/</link> <comments>http://www.moneysmartradio.com/2010/02/04/podcast-why-getting-a-large-tax-refund-puts-the-joke-on-you/#comments</comments> <pubDate>Thu, 04 Feb 2010 22:14:29 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[debt-free]]></category> <category><![CDATA[dependents]]></category> <category><![CDATA[federal income tax refund]]></category> <category><![CDATA[financial planning]]></category> <category><![CDATA[getting a large tax refund]]></category> <category><![CDATA[retirement planning]]></category> <category><![CDATA[tax planning]]></category> <category><![CDATA[W-4 exemptions]]></category> <category><![CDATA[Wealth Building]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=1934</guid> <description><![CDATA[<p>This is the time of the year where most people will head to their local H&#038;R Block, Jackson Hewitt and Liberty Tax offices to get their income tax return.  Some who anticipate a large tax refund and will even pay extra, or a premium, in order to get their money now via an income tax loan. Others will consider a large income tax refund as their forced savings plan, their vacation money or get-me-a-new-flat-screen-TV-now, fund.  Some may even pay-off their Christmas debt. Either way, Uncle Sam loves you for it giving him the opportunity to give you a large federal income tax return. Why?  Over the last 12 months, Uncle Sam has been able to use this money to stimulate the American government (notice not economy) at the cost of your own personal financial security and ability to build your own financial independence.  Time for you to take control and stimulate your own economy!</p><p><a
href="http://www.moneysmartradio.com/2010/02/04/podcast-why-getting-a-large-tax-refund-puts-the-joke-on-you/">PODCAST: Why Getting a Large Tax Refund Puts the Joke on You</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/02/04/podcast-why-getting-a-large-tax-refund-puts-the-joke-on-you/feed/</wfw:commentRss> <slash:comments>0</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/content.blubrry.com/moneysmartradio/MSR-BigTaxRefund_Johnson.mp3" length="28326259" type="audio/mpeg" /> <itunes:keywords>debt-free,dependents,federal income tax refund,financial planning,getting a large tax refund,retirement planning,tax planning,W-4 exemptions,Wealth Building</itunes:keywords> <itunes:subtitle>This is the time of the year where most people will head to their local H&amp;R Block, Jackson Hewitt and Liberty Tax offices to get their income tax return.  Some who anticipate a large tax refund and will even pay extra, or a premium,</itunes:subtitle> <itunes:summary>This is the time of the year where most people will head to their local H&amp;R Block, Jackson Hewitt and Liberty Tax offices to get their income tax return.  Some who anticipate a large tax refund and will even pay extra, or a premium, in order to get their money now via an income tax loan. Others will consider a large income tax refund as their forced savings plan, their vacation money or get-me-a-new-flat-screen-TV-now, fund.  Some may even pay-off their Christmas debt. Either way, Uncle Sam loves you for it giving him the opportunity to give you a large federal income tax return. Why?  Over the last 12 months, Uncle Sam has been able to use this money to stimulate the American government (notice not economy) at the cost of your own personal financial security and ability to build your own financial independence.  Time for you to take control and stimulate your own economy!</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> </item> <item><title>PODCAST: Stupid Money Mistakes Learned by a Nuclear Scientist and How to Avoid Them</title><link>http://www.moneysmartradio.com/2010/01/18/podcast-stupid-money-mistakes-learned-by-a-nuclear-scientist-and-how-to-avoid-them/</link> <comments>http://www.moneysmartradio.com/2010/01/18/podcast-stupid-money-mistakes-learned-by-a-nuclear-scientist-and-how-to-avoid-them/#comments</comments> <pubDate>Mon, 18 Jan 2010 16:42:00 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[Personal Finances]]></category> <category><![CDATA[Retirement Planning]]></category> <category><![CDATA[Chicago financial radio talk show]]></category> <category><![CDATA[College Graduates]]></category> <category><![CDATA[financial independence]]></category> <category><![CDATA[financial planning]]></category> <category><![CDATA[Joe Templin]]></category> <category><![CDATA[Lost Decade of Stocks]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[Money Mistakes]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[Top Tax Plays]]></category> <category><![CDATA[Wealth Building]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=1846</guid> <description><![CDATA[<p>I love when I meet guys who go against the grain and think outside the box.  Apparently for most, following the wisdom of traditional financial planning HAS NOT gotten people closer to financial freedom and independence.  In fact, the front page of the Money and Business section of the Chicago Tribune reported the "Lost Decade" of stocks, on New Year's Day 2010.  I had a chance to interview Joe Templin on our Chicago-based financial talk radio show, who is a financial planner, with a background in nuclear engineering.</p><p><a
href="http://www.moneysmartradio.com/2010/01/18/podcast-stupid-money-mistakes-learned-by-a-nuclear-scientist-and-how-to-avoid-them/">PODCAST: Stupid Money Mistakes Learned by a Nuclear Scientist and How to Avoid Them</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2010/01/18/podcast-stupid-money-mistakes-learned-by-a-nuclear-scientist-and-how-to-avoid-them/feed/</wfw:commentRss> <slash:comments>2</slash:comments> <enclosure
url="http://media.blubrry.com/moneysmartradio/moneysmartradio.com/mp3/MSR-JoeTemplin1.mp3" length="5242880" type="audio/mpeg" /> <itunes:keywords>Chicago financial radio talk show,College Graduates,financial independence,financial planning,Joe Templin,Lost Decade of Stocks,Matthew Sapaula,Money Mistakes,money smart radio,Top Tax Plays,Wealth Building</itunes:keywords> <itunes:subtitle>I love when I meet guys who go against the grain and think outside the box.  Apparently for most, following the wisdom of traditional financial planning HAS NOT gotten people closer to financial freedom and independence.  In fact,</itunes:subtitle> <itunes:summary>I love when I meet guys who go against the grain and think outside the box.  Apparently for most, following the wisdom of traditional financial planning HAS NOT gotten people closer to financial freedom and independence.  In fact, the front page of the Money and Business section of the Chicago Tribune reported the &quot;Lost Decade&quot; of stocks, on New Year&#039;s Day 2010.  I had a chance to interview Joe Templin on our Chicago-based financial talk radio show, who is a financial planner, with a background in nuclear engineering.</itunes:summary> <itunes:author>Money Smart Guy - Matthew Sapaula</itunes:author> <itunes:explicit>clean</itunes:explicit> </item> <item><title>Thanksgiving 2009: Regardless of our Situation &#8211; Give Thanks!</title><link>http://www.moneysmartradio.com/2009/11/26/thanksgiving-2009-regardless-of-our-situation-give-thanks/</link> <comments>http://www.moneysmartradio.com/2009/11/26/thanksgiving-2009-regardless-of-our-situation-give-thanks/#comments</comments> <pubDate>Thu, 26 Nov 2009 07:51:48 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[iTunes Podcasts]]></category> <category><![CDATA[News and Events]]></category> <category><![CDATA[Bible]]></category> <category><![CDATA[family]]></category> <category><![CDATA[gratitude]]></category> <category><![CDATA[out of town]]></category> <category><![CDATA[Philippians 4:6]]></category> <category><![CDATA[podcast]]></category> <category><![CDATA[thanksgiving]]></category> <category><![CDATA[Thanksgiving poem]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=1617</guid> <description><![CDATA[<p>For some, 2009 may not have been the greatest year in many aspects of our lives.  In fact, the last couple years have been terrifying for some.  Yet in all this, I am glad we can take this holiday of Thanksgiving, to pause and reflect on what matters most.  From the feedback we received from our listeners...it sure isn't money!
This is a special short episode as we have asked you, the listeners and fans of Money Smart Radio, for what you are thankful for.  The answers we received via voicemail, email and on our Facebook fan page where amazing.  This is for you!</p><p><a
href="http://www.moneysmartradio.com/2009/11/26/thanksgiving-2009-regardless-of-our-situation-give-thanks/">Thanksgiving 2009: Regardless of our Situation &#8211; Give Thanks!</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/11/26/thanksgiving-2009-regardless-of-our-situation-give-thanks/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>Montel Williams: Matthew Sapaula to appear on Montel Across America Radio Show</title><link>http://www.moneysmartradio.com/2009/11/23/montel-williams-matthew-sapaula-to-appear-on-montel-across-america-radio-show/</link> <comments>http://www.moneysmartradio.com/2009/11/23/montel-williams-matthew-sapaula-to-appear-on-montel-across-america-radio-show/#comments</comments> <pubDate>Mon, 23 Nov 2009 16:58:48 +0000</pubDate> <dc:creator>Money Smart Guy - Matthew Sapaula</dc:creator> <category><![CDATA[Media Appearances]]></category> <category><![CDATA[News and Events]]></category> <category><![CDATA[Radio Show Library]]></category> <category><![CDATA[401(k)]]></category> <category><![CDATA[Air America]]></category> <category><![CDATA[America's financial future]]></category> <category><![CDATA[Chicago]]></category> <category><![CDATA[college debt]]></category> <category><![CDATA[financial radio talk show]]></category> <category><![CDATA[lost generation]]></category> <category><![CDATA[Marine Corps]]></category> <category><![CDATA[Matthew Sapaula]]></category> <category><![CDATA[Military]]></category> <category><![CDATA[money smart radio]]></category> <category><![CDATA[Montel Across America]]></category> <category><![CDATA[Montel Williams]]></category> <category><![CDATA[mortgage pay off]]></category> <category><![CDATA[real estate market]]></category> <category><![CDATA[recession]]></category> <category><![CDATA[savings]]></category> <category><![CDATA[short sales]]></category> <category><![CDATA[unemployment]]></category> <category><![CDATA[yield disparity]]></category> <guid
isPermaLink="false">http://www.moneysmartradio.com/?p=1585</guid> <description><![CDATA[<p>It is an honor and pleasure to be a guest on a show that is hosted by a man America admires so much, who is none other that Montel Williams.  Montel is passionate about his country, his issues, and his audience.  His daily program features unique insight on social, political, and economic issues along with information on health and wellness for his listeners.  It was amazing to have a conversation with Montel and hearing, "Welcome to the show, Matthew Sapaula!"  I was fired up baby!!</p><p><a
href="http://www.moneysmartradio.com/2009/11/23/montel-williams-matthew-sapaula-to-appear-on-montel-across-america-radio-show/">Montel Williams: Matthew Sapaula to appear on Montel Across America Radio Show</a></p>]]></description> <wfw:commentRss>http://www.moneysmartradio.com/2009/11/23/montel-williams-matthew-sapaula-to-appear-on-montel-across-america-radio-show/feed/</wfw:commentRss> <slash:comments>4</slash:comments> </item> </channel> </rss>
