Matthew Sapaula Talks Personal Credit on Crain’s Chicago Business Blog

Are you wondering about your credit report and how often you should check it for accuracy? Well Matthew recently discussed this topic with SCORE Chicago and he offers some great, affordable tips for protecting your credit by monitoring it consistently. You can watch the video here.

Some of the points highlighted during the interview include:

* Make sure you get the free credit report that you are entitled to receive annually (freecreditreport.com is a good place to start) but don’t leave it at that-you should also pull your credit report another 2-3 times a year in order to stay on top of changes.
* Sign up for automatic email alerts that notify you when your credit score is reduced or negative information appears on your report. You can sign up for these services for a cost of about $9-$12 a year and they are often available directly from the credit reporting agencies themselves.
* Get a copy of your report from a lender every time you apply for a loan. After all-they’re going to pull your credit report anyway, you might as well have a copy for your records.

So go on, watch the interview and take the first step toward getting in control of your credit!