Paying Off Your Mortgage is a Mistake

April 28, 2009 Mortgage Planning 4 Comments
Paying Off Your Mortgage is a Mistake

If you are even thinking about paying off your mortgage, think again. Why is the Federal Reserve Bank of Chicago reporting that Americans are making the “wrong choice” when it comes to pre-paying their mortgage and saving for their retirement? Find out EXACTLY why and how you can empower your financial future. Live event and financial workshop April 22, 2008, 7 p.m., Oakbrook, IL.


Many people today are feeling more isolated, confused and powerless as they are bombarded with negative news about our country and economy

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Money Smart Radio Offers Money Smart Answers

April 27, 2009 Entreprenuership 1 Comment
Money Smart Radio Offers Money Smart Answers

There are no dumb questions when it comes to your Finances. Tune in, listen up, ask questions, and find your money smart answers. Listen every Monday to Friday from 8:30 to 9:00 am and 4:30 to 5:00 pm starting May 4th on Chicago’s AM 850 with Matthew Sapaula, Financial Strategist, regular TV commentator and host of the brand new show “Money Smart Radio”.

Chicago, IL (PRWEB) April 27, 2009 — Many laid-off workers, parents, 401(k) investors and homeowners today are feeling so overwhelmed and alone. Many have exhausted all of their answers for their personal financial well being. But look no further, this may be the message of hope many have been looking for. Starting May 4th, every Monday to Friday on your way to and from work, find some financial relief in the midst of rush hour frustration. Tune in from 8:30am to 9:00am and 4:30pm to 5:00pm to Money Smart Radio on Chicago’s AM 850, where you will hear, “Welcome to Money Smart Radio! I am Matthew Sapaula, your Money Smart Guy. If this economy has left you feeling even more confused, isolated and powerless when it comes to your money, job or business, then have no fear. We are able to provide you with the clarity to your confusion, community to your sense of isolation and creativity when you simply need to ‘get out of that box’.”

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Why is it a Great Time to Refinance?

We’ve hit the biggest week-to-week drop in 30 yr. fixed mortgage interest rates since 1981 and lowest interest rate environment over the last 40 years! Although people may feel that these rates may continue to drop, today, this is one of THE LOWEST interest rate environments EVER! A very profitable environment right now for many qualified homeowners.

I would caution though, due to the massive layoffs and job cuts of the mortgage industry, lenders, brokers and loan officers are inundated with stacks of applications and limited man-power to process and approve the loans.

If you want to put time on your side, don’t lose upcoming critical business days to process your loan. Get the ball rolling and mortgage professionals can still guide you along by “FLOATING the RATE”. In others words, get your application submitted, get your home appraised, mortgage underwritten and approved. Once all this is done, THEN you can lock your interest rate.

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Keeping Your American Dream From Turning Into a Nightmare

No doubt that the financial crisis our country is facing may be creating a little worry, fear and panic in our country.

There are financial strategies that can weather this storm. At the same time, remember times like these, MILLIONAIRES are being born and raised. And millionaires are on the path to becoming BILLIONAIRES! Are you rising to he occasion?

Our national webinar and Chicago LIVE event surrounding these financial strategies have caught the attention of the media. In case you missed it, WGN-TN asked us to come on their show.

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Why Are Banks Altering Loan Terms?

They want to be proactive in heading off foreclosures!  It is getting more and more costly for banks…

Banks are REDUCING their losses; their greatest assets are liabilities NOT acquiring real estate. Legal fees for a bank, per mortgage on a home, can easily be thousands of dollars! Plus, the costs of a bank to hold onto the property, they become responsible for potential violations of city, health and landlord codes. It’s reported that there are 1.5 million of foreclosures that are happening. Average foreclosure is about $10,000 in legal fees. Do the math, that’s over $15B alone in LEGAL FEES! Banks are getting slammed! Plus it creates a domino effect…you’ve got all kinds of losses from investors and interest, property up-keep and repairs…BANKS are responsible for that!

How would someone get this done?

Contact your lender, they’ll most likely send you to someone in the loss-mitigation department, they’ll help you w/ paperwork; many banks actually have service centers JUST to help you with this.

Now, if you’re NOT FACING FORECLOSURE and have a high credit score, you need to contact an independent mortgage planner that will help YOU control the equity in your home, NOT THE BANKS so you have greater financial security!

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GET FREE CD

April 13, 2009 Entreprenuership No Comments
GET FREE CD

FREE CD OF MONEY SMART RADIO’S TOP INTERVIEW AND 3 UNSTOPPABLE TRENDS FORCING US TO CHANGE HOW WE PLAN FOR OUR FUTURE ($49 VALUE)

Click HERE FOR MORE DETAILS…

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