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MONEY FOR COLLEGE

Attention 8th-12th grade parents … “Over 130,000 Students Were Denied The MUST NEEDED Funds To Go To College… How Can You Assure It Won’t Happen To YOUR Child?”

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Book Matthew Sapaula as a Financial Speaker for your next in-service company training, meeting, event, expo or conference!

130,000 Illinois Students Got Denied College Financial Aid – Will You Fall in this Trap?

Do you want your 8th-12th grade student sitting in this same position when it is time for them to apply for assistance?  Do you have a plan, at least in your head, how you are going to help your child through college?  Have you gotten confused how the college planning process works? Well, we devoted […]

Recent Articles:

Money and Moms: Matt Sapaula Talks Personal Finance for ReVamp Project

Money and Moms: Matt Sapaula Talks Personal Finance for ReVamp Project

Last week, I hosted at our office Chicago’s top bloggers for the ReVamp Project, organized my MJ Tam of Chicagonista.com.  It was a delight listening to the concerns of these forward-thinking, thought leaders for mothers in a changing economy.

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Special Interview with Senior Pastor Wilfredo de Jesus on Running for Mayor of Chicago

Special Interview with Senior Pastor Wilfredo de Jesus on Running for Mayor of Chicago

As Chicago enters a new season without Mayor Daley seeking another term, senior pastor of New Life Covenant Church in Humboldt Park Wilfredo de Jesus, announces last week he is entering the race to become the mayor of Chicago.

I had an opportunity to catch-up with Wilfredo, affectionately called Pastor “Choco” by his church members, family and friends, over morning coffee.  As a faith-based entrepreneur and financial coach, I wanted to clear the air on politics and religion, his qualifications to be the mayor of Chicago, an anti-gay misconception about Wilfredo and what he will do to stir small businesses and stimulate the economy for households in this great city.

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Money Smart Guy Matthew Sapaula to Serve as Chicago Financial Coach on MSN Money Personal Finance Reality Show

Money Smart Guy Matthew Sapaula to Serve as Chicago Financial Coach on MSN Money Personal Finance Reality Show

Big news everyone! I’ve been so excited to share this with you for months, but I have been under “embargo”.  (A new PR word I learned that means: shut your mouth until the people who write the big checks, let you).

Throughout the summer, I have been in production filming a new online reality show around the areas of personal finance, saving and investing.  Oh mang!  I have signed on for three seasons for The Invested Life which airs online at MSN Money beginning October 2010 to June 2011, sponsored by TD Ameritrade.  They have taken seven independent financial experts from seven cities: Denver, Dallas, Los Angeles, Miami, Portland, New York and of course, Chicago!  Our role is to serve as a financial coach to a client assigned to us during each season.  You’ll be able to watch and learn from both perspectives, a financial coach and a client, how the process of dealing with personal financial issues are managed.

Why an online reality show about money?  It’s a unique way to reach and help investors when they need it the most.  Many people feel financially confused, isolated and somewhat powerless.  This will help more people take control of their financial futures.  It is relatable, educational, innovative and real time!

… Continue Reading

Client of Matthew Sapaula Inc. Reveals the Truth About Mother’s Experience on Real Estate on Radio Show

Client of Matthew Sapaula Inc. Reveals the Truth About Mother’s Experience on Real Estate on Radio Show
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Although I do not take any personal clients any longer, (listeners are referred to our Money Smart Network of Preferred Financial Professionals) I still conduct annual reviews with existing clients.  It’s my responsibility.  I recently sat down with a client, who is a widow, and her son to review what our Money Smart Success Formula has produced over the past four years.

… Continue Reading

What People Get From Our Financial Talk Radio Show – a Listener Tells All

What People Get From Our Financial Talk Radio Show – a Listener Tells All
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After two years doing a financial talk radio show in Chicago, people have frequently asked, “Are people really getting ahead?”  I had someone on my Facebook community page even say, “Did the smart money guy say to cash out of investments prior to the last crash??  Most didn’t. I’d like to know if he did. If he did he is a hero.  But most never risked telling their listeners to SELL SELL SELL.  The problem is sponsorship. I guess you want to get a money guy who has none investment sponsors. That might be the test.”

… Continue Reading

Increasing Retirement Age to Get Your Social Security Benefits

Increasing Retirement Age to Get Your Social Security Benefits
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Since Americans are living much longer than previous generations, that means Medicare and Social Security will be supporting retirees for many years more than ever anticipated when the programs were created. When FDR (President Franklin Delano Roosevelt) created Social Security, the retirement age was set at 65, but the average life span was 62. Research shows that longevity for men and women has increased by between 35-40% since 1940. That increase translates into higher costs, rising 38% since the beginning of the program. The left argues there is no real change in longevity. Should the retirement age be raised?

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VIDEO: Stop Drinking the Company 401k Plan Kool-Aid

The 401(k) dilemma, dropping account values and resistance to opening statements piling up lead many to further financial confusion and isolation.  Compound this with job layoffs and increasing unemployment rate have caused many financial homes to crumble.  Here are my notes and thoughts from this segment on CBS’s 60 Minutes.

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21 Reasons Why People Go to Church and How it Affects Their Lives

21 Reasons Why People Go to Church and How it Affects Their Lives

As we all know, fame, fortune and success in itself doesn’t bring lasting happiness.  (Right?) Sure, if you are going to be miserable, you’re probably better off being depressed and long-faced in your mansion. Nevertheless, I have worked daily, over the past 12 years with some of the country’s deepest, most personal financial issues.  For many, this has become an extremely humbling, past few years laden with complexity beyond anyone’s expectation.  The good thing, a silver-lining if you will, is that when you find yourself on your knees…that’s where God speaks to you in such a profound manner. … Continue Reading

Mom Marvels at NFL Houston Texans Cheerleader Tryout and Reveals Her Secret to Success

Mom Marvels at NFL Houston Texans Cheerleader Tryout and Reveals Her Secret to Success

We live in an “instant” world where many expect quick, tangible  results for their efforts.  Not so, is Sharon Pascual-Diaz who has tried out for the NFL’s Houston Texans Cheerleader squad seven straight times.  Her constant drive, passion compounded with her ability to retool and re-engage her skills year after year has finally paid off.  Money Smart listeners and our blog community can really learn a secret or two in chasing your dreams regardless of your circumstances or failures during this video…and have a little fun watching too! … Continue Reading

Job Security: Mislead From a Young Age

Job Security: Mislead From a Young Age

We have all heard the phrase from a young age “Go to school and study hard so you can get a safe secure job” right? Did you believe it like I did? I mean I must have heard that a hundred times from well-meaning authority figures like parents, grand parents, teachers and other mentors when I was young. So if that was so true why was I downsized out of 3 jobs in 4 years by the companies I was working for? I will tell you why because what we were taught is not good advice in todays marketplace. If you think you have job security working for someone else I bet you believe in the Easter Bunny. Don’t take it personally but it job security does not exist. … Continue Reading

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Featured Experts

  • Barry Kaye

    Barry Kaye founded the Wealth Creation and Preservation industry, which today is a professional focus of countless attorneys, financial advisors, and life insurance salespeople. Between them, those engaged in the ever-burgeoning field have helped to preserve and create over $15 billion in saved estate tax costs and optimized assets for their clients. Barry Kaye was also the catalyst for the development of the type of life insurance policy — the last-to-die, survivorship policy — which is the single most effective […]

  • Wes Moss

    Wes Moss is a CERTIFIED FINANCIAL PLANNERâ„¢ professional and partner at Capital Investment Advisors Inc., one of the largest fee-only planning firms in the state of Georgia. His goal is to help listeners and clients make smarter financial decisions – helping them sleep well at night. Wes assumes the helm of the show originated by the late Mike Kavanagh, who was also a CERTIFIED FINANCIAL PLANNERâ„¢ professional and partner at Capital Investment Advisors, Inc.

  • Ed Gjertsen

    What is a “Safe Money Strategy” today? Ed Gjertsen, CFP and Chairman of the Illinois Financial Planning Association is also a vice president of the financial planning and money management firm of Mack Investment Securities, Inc.  He has been a certified financial planner for more than 16 years.  He founded the Mutual Bond Group, an organization dedicated to guiding surviving spouses to financial independence.  Gjertsen is past president and chairman of the Financial Planning Association of Illinois, and co-founded the […]

  • DANI JOHNSON

    Dani Johnson is an internationally sought after speaker, best-selling author, success coach, financial and relationship marketing expert and founder of Call To Freedom Int’l, a personal achievement and corporate training company. Dani knows first hand what it takes to overcome adversity and succeed in life. She went from growing up in an abusive, drug afflicted home to striking it out on her own in business at the early age of 19, only to wind up destitute and homeless living out […]

  • Tim Higgins

    Tim is a CERTIFIED FINANCIAL PLANNERâ„¢ (CFP®), Chartered Financial Consultant (ChFC®), Certified College Planning Specialist (CCPS), and Chartered Mutual Fund Counselor (CMFC®). He is a graduate of Wesleyan University and has managed his financial planning practice for over 10 years in a suburb of Boston. In addition, he has appeared in SmartMoney Magazine, Money Magazine, The Associated Press (AP), InvestmentNews, The Chronicle for Higher Education, and on The Lou Dobbs Show, MSN Money, CNNMoney, NECN, and WBZ-TV in Boston. Visit […]

  • Gene Amromin

    Gene Amromin is a senior financial economist in the financial markets group at the Federal Reserve Bank of Chicago. Prior to joining financial markets group in 2008, he had been a financial economist since 2005 with the payments studies group at the Chicago Fed. His research interests include household financial decision-making, retirement savings, payment choices and taxation and corporate finance. Amromin’s research has been published in the Review of Finance and the National Tax Journal.

  • Douglas Andrew

    Douglas R. Andrew has extensive experience in business management, economics, accounting, gerontology (as it relates to the economics of aging), financial and estate planning, and advanced business and tax planning. He is currently the owner and president of Paramount Financial Services, Inc., a comprehensive personal and business financial planning firm with several divisions. Doug helps people find their missed fortune using his asset optimization, equity management, and wealth empowerment strategies. His first two books, Missed Fortune and Missed Fortune 101, […]

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